Dental Insurance Colorado Springs
Lower-Cost Dental Care Is Within Your Reach!
At Colorado Springs Complete Dentistry, we understand that many families in our area are concerned about the cost of oral care. We do not want you to stress about affording a healthy smile! That is why we are pleased to welcome dental insurance. We are even in-network with most PPO plans. Whether you purchased your policy on your own or have it through an employer, we are eager to help you get the most out of it! Continue reading below to learn more about how we may be able to serve you.
How Dental Insurance Works
Every dental insurance plan comes with a unique set of benefits, fees, and stipulations. You should learn about your policy in order to find out how it may apply in various situations. In the meantime, here is a general overview of the coverage that is standard among many PPO plans:
- Preventive care: 100% covered.
- Minor services: 80% covered.
- Major services: 50% covered.
Some plans also include coverage for specialty treatments, such as orthodontia and dental implants.
What Is the Difference Between Dental & Medical Insurance?
Dental and medical insurance have different focuses. Medical insurance is meant to support your overall well-being. It covers routine physicals, emergency care, and management of chronic conditions. However, it does not generally apply to basic oral health services. Dental insurance does cover basic oral care, including cleanings, checkups, and more. In fact, it places a heavy emphasis on prevention.
In some cases, there is a slight overlap between the two types of insurance. For example, they might both apply to certain oral surgeries.
In-Network vs. Out-of-Network
Whether we are inside your insurance network or outside of it, we want to help you get the most out of your PPO benefits.
In-Network Coverage
If we are “in-network” with an insurance plan, it means we have a contract that controls prices and encourages a certain standard of care. Often, out-of-pocket fees are lowest at in-network practices.
At Colorado Springs Complete Dentistry, we are in-network with most major PPO plans. Simply give us a call to find out for sure whether yours is one of them!
Out-of-Network
Even if you discover that we are outside your insurance network, you are still welcome to use your PPO benefits in our practice. You might be pleasantly surprised by how much you can save! Plus, you should remember that the most important thing is to choose a dental team whom you truly trust, regardless of network status.